Credit reporting costs associated with non-viable applicants represent a significant out-of-pocket expense to most mortgage professionals. Vision™ by Credit Technologies gives you control over those fees by instantly identifying non-qualified applicants and slashing costs, often reducing out of pocket credit reporting costs by 30% or more. Vision™ also increases productivity by allowing originators to focus on applicants most likely to close.

The Vision™ process is transparent – Simply order credit reports per your normal procedures. Vision™ automatically monitors all credit requests, instantly comparing the consumer’s credit profile to your customizable minimum requirements. When applicants meet and/or exceed your requirements, a tri-merge report is provided. When an applicant fails to meet any of your minimum requirements, a Vision™ report and FICO score is delivered.