Fraud Detection & Verifications

Employment & Income Verification

Leverage a database of more than 220 million employment and income records from over 2,500 employers.

Choose Credit Technologies

The Work Number is completely integrated into Credit Technologies’ systems making it easy to get fast, accurate results.

New Federal and investor requirements have resulted in stricter employment and income verification standards. Verification of employment and income, “ability to pay” (QM) and verifications of identity and undisclosed debt (FNMA LQI) are now universal standards.
 
With Work Number® you’ll get faster data with enhanced compliance and it is completely integrated into Credit Technologies’ system, providing fast, accurate results. Simply provide the borrower’s first and last name and Social Security number, and click to submit. In the event your applicant’s employment data isn’t instantly available, a researched verification is immediately initiated and completed with fully documented verifications provided via FNMA Form1005.

Why Credit Technologies

Faster Data – Enhanced Compliance

The Work Number provides instant access to needed employment records, speeding the path to closing while improving overall loan quality.

Questions?

We Have The Answers. Give Us a Call.

Questions?

We Have The Answers. Give Us a Call.

Employment & Income Records - FAST

As an authorized reseller of Equifax Verification Services, Credit Technologies can deliver VOE and VOI results within seconds, leveraging a database of more than 220 million employment and income records from over 2,500 employers. This information is updated every payroll cycle, so you’ll always receive the most up-to-date information possible.
Verification of Employment is typically utilized when you need to verify applicant employment, but don’t need to understand their “ability to repay” (such as re-verifying employment just prior to closing.) The information is provided direct from the employer and includes: employer name, headquarters location, job title, employment status, and length of time with employer.
An applicant’s ability to repay can be confirmed quickly and easily. Income verifications contain both complete employment data and detailed compensation records —wages, bonuses, commissions and overtime. If provided by the employer, the verification will also include historical payment data, dates and amounts of the applicant’s most recent and projected pay increases.

Get Connected

The best technology Is useless if you
can't depend on the people behind the scenes

The best technology is useless if you can't depend on the people behind the scenes

We’ll walk you through the process and determine the options that deliver maximum cost savings and lead generation opportunities.
phonenoback

Questions?

Give us a call at (800) 445-4922 or fill out a form below.
Credit Insight

Credit Insight

In about 20 minutes, you’ll learn how we can help you close more loans.

Our Services & Solutions

Explore All of Fraud Detection & Verifications