New Federal and investor requirements have resulted in stricter employment and income verification standards. Verification of employment and income, “ability to pay” (QM) and verifications of identity and undisclosed debt (FNMA LQI) are now universal standards. As an authorized re-seller of Equifax Verification Services, Credit Technologies can deliver VOE and VOI results within seconds, leveraging a database of more than 220 million employment and income records from over 2,500 employers. This information is updated every payroll cycle, so you’ll always receive the most up-to-date information possible.

With Work Number^® you’ll get faster data with enhanced compliance and it is completely integrated into Credit Technologies’ system, providing fast, accurate results. Simply provide the borrower’s first and last name and Social Security number, and click to submit. In the event your applicant’s employment data isn’t instantly available, a researched verification is immediately initiated and completed with fully documented verifications provided via FNMA Form1005.