All recommendations resulting in a new, approved Credit Technologies membership within 30 days of receipt shall earn a $100 recommendation fee. Recommendation-earning checks are issued to the individual who made the recommendation. If the recommended party becomes a Credit Technologies member, the $100.00 inspection fee will be waived as a thank-you for membership. Recommending parties are independent contractors and are not employees or legal representatives of Credit Technologies, Inc. Credit Technologies, Inc. reserves the right to decline or terminate any application at its sole discretion or to modify this program without prior notification.