Q? – Why are borrower FICO scores often different between bureaus and credit reporting agencies?

  • Posted by Thomas Conwell
  • On June 15, 2009
  • credit questions, FICO questions, mortgage credit questions
A: There are 2 reasons a borrower’s score may differ between credit reports – even if those reports were produced at virtually the same time. 1) Different Repository Data This accounts for most of the score differences.  Remember that the FICO score is based on what’s contained in that consumer’s repository file at the moment […]
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