Purpose-built credit optimization tools designed exclusively for mortgage lenders.
Stop losing loans to borderline credit scores. Score Express℠ delivers average FICO increases of 23.9 points in less than 72 hours.
The tools, training, and support that turn more applications into closings — delivered by the most experienced team in mortgage credit.
BestQualify eliminates your out-of-pocket credit report costs and makes you immune to future bureau price increases.
Close Loans Others Can't - Score Express delivers an average 23.9-point increase in 72 hours or less — the highest available anywhere in the industry.
Instant access to the most highly skilled FCRA-certified credit and scoring experts in the industry — free on every loan.
Protect you and your borrowers from trigger leads with TriggerProof™ — keeping your pipeline secure from competitors.
BestQualify puts you and your loan originators in front of scores of REALTORS , builders and prospective borrowers each month.
Best-practice compliance resources, FCRA/FACTA guidance, and education programs that give you a competitive advantage.
BestQualify not only eliminates your out-of-pocket credit report costs, but our referral engine puts you and your loan originators in front of scores of prospective borrowers each month. BestQualify also enables you to be immune to future credit reporting price increases and much more.
Platform Integrations
Plug directly into the LOS platforms your team already uses — no workflow disruption, no extra logins.
Comprehensive credit reporting, rescoring, fraud detection, compliance, and ancillary services — all from one trusted partner.
Tri-merge credit reports with powerful admin features, free single-bureau upgrades, and customizable layouts.
Learn more →Slash preapproval costs by up to 90% with soft-inquiry reports. Prequalify applicants in seconds.
Learn more →Higher FICO Scores in as little as 24 hours. Average increase of 23.9 points — the highest available.
Learn more →Mortgage Action Plan™ with detailed credit analysis, target score simulator, and money simulator tools.
Learn more →Automatically monitors report requests and filters non-qualified applicants, reducing costs by 30%+.
Learn more →Run "what-if" credit scenarios using actual FICO® Score algorithms for mortgage decisions.
Learn more →Comprehensive fraud detection suite with risk-based pricing disclosures and identity verification.
Learn more →Daily alerts about borrower credit activity during the quiet period between pull and closing.
Learn more →Instant access to employment records including trade line updates and verifications.
Learn more →FCRA/FACTA compliance tools, risk-based pricing disclosures, regulatory resources, and compliance training for mortgage lenders.
Learn more →Fast, accurate flood zone determinations and life-of-loan monitoring to protect lenders and borrowers from flood risk exposure.
Learn more →Automated property valuations integrated directly into your loan workflow — fast, reliable estimates without the cost of a full appraisal.
Learn more →4506-C tax transcript retrieval and income verification services, integrated with your LOS for seamless mortgage processing.
Learn more →"Beyond amazing! I've worked with Christine for as long as I can remember, and she has always been extremely helpful and responsive. I could not ask for better customer service."
"Michelle and Angela were an exceptional help. They guided me through the system to get the result we needed at record speed. Great work ladies — you saved my client thousands!"
"Amy is amazing! She's always available and cheerful, but most importantly, solves all my issues and gives great advice for my clients! I would never use another credit agency."
"I want to highlight Neilia specifically! She is always willing to help me learn the ins and outs of credit reporting and has gone to great lengths to help me find solutions."
"I have had great experiences with Credit Technologies in general. The team goes to great lengths on multiple occasions to help me answer questions and find solutions."
"Sharleen was such a pleasure to work with this morning. The level of support and expertise at Credit Technologies is consistently outstanding across every interaction."
Free, real-time access to the most experienced team of credit score analysts in the mortgage industry. A clear path to success for every borrower.
Our FCRA-certified staff are among the most highly trained and skilled professionals in the industry. We work with our clients on every loan, making sure each credit report and score are optimized — and the credit scoring analysis is FREE.
Learn About Credit InsightJoin 15,000+ mortgage lenders who trust Credit Technologies. In five business days, we're confident you'll see the difference.