Credit & Rescoring Solutions
Fraud Detection & Verifications
Compliance
Ancillary
Credit Reporting
Credit score reporting, analysis, and rescoring
SoftQualify
Prequalify applicants with a soft inquiry
Score Express
Higher FICO® Scores in as little as 24 hours
ScoreNavigator
Detailed credit report analysis and insights
Vision
Automatically monitors all report requests
Loan Quality Monitoring (LQM)
Identify and prevent loan defaults 24/7
Trended Data
Look closer into a consumer's credit behavior
Secondary Use
Give credit data access to a third party
FICO® Score Mortgage Simulator
Smarter credit insights for mortgage success
Comply+ Fraud Detection Suite
Automate risk-based pricing disclosures
Employment & Income Verification
Instant access to employment records
Deposit Verification
Automate verifying the finances of borrowers
Undisclosed Debt Monitoring
Daily alerts about potentially risky activity
Refresh Reports (FNMA LQI)
Process loans with a peace-of-mind
Social Security Verification (SSA-89)
Verify an applicant's identity
TILA/RESPA Integrated Disclosure (TRID)
TRID pricing & disclosure method FAQ
FCRA & FACTA
Comply with identity theft prevention rules
Automated Disclosure Compliance
Automate RBPD requirements
Tax Transcripts 4506-C
IRS Tax Transcripts and income verification
IRS Tax Services
Easily handle tax and income verifications
Flood Zone Determinations
Accurate and affordable determinations
Automated Valutation Models (AVM)
Access to quality AVM data
Residential Tenant Screening
Screen tenants with better reports
Employment Screening
Conduct a thorough background screening
Get Connected
Nationwide (Toll-Free)
+1 (800) 445-4922
Fax Documents
+1 (800) 473-7409
About Us
Close More Loans
Credit & Rescoring
Score Express™
Gain an entire price tier advantage over competing lenders (average FICO increase of 23.9 points in 72 hours or less.)
Score Express™ from Credit Technologies consistently delivers the highest borrower FICO® score improvement available anywhere.
- Free, real-time file reviews by the most experienced credit analysts in the industry
- Huge competitive advantage (typically an entire pricing tier improvement!) within 72 hours
- Referral tools to help you attract more REALTOR® referrals
- 30+ years of delivering more closed loans
Choose Credit Technologies
The results of our Score Express process is incredible… an average buyer’s FICO scores increased by 28.7 points (2023 YTD score improvement per bureau)
Here is a quarterly look back of average score increases per bureau in 2024:
- Q1: 25.5 point increase
- Q2: 26 point increase
- Q3: 27 point increase
- Q4: 28 point increase
Why Credit Technologies
We provide a competitive advantage over any other credit reporting agency
-
20+ Point Average Credit Score Increase Within 72 Hours (24 Hour Rush Service Available)
- Rescore Borrowers Without Documentation
- Senior Score Analysts Review Every Request and are Available to Assist With Any File
Questions?
We Have The Answers. Give Us a Call.
Questions?
We Have The Answers. Give Us a Call.
Why we close more loans and loans other’s can’t
Small changes that cost the borrower nothing can create
significant increases in credit scores. Our systems are Credit Scoring Driven – providing access to critical data enabling you to better serve your applicants, resulting in more closed loans.
Get Connected
The best technology Is useless if you
can't depend on the people behind the scenes
The best technology is useless if you can't depend on the people behind the scenes
We’ll walk you through the process and determine the options that deliver maximum cost savings and lead generation opportunities.
