New Pricing Effective Date is February 1st, 2022*
Credit Reporting (Individual or Joint)
Upgrade Report Upgrade is defined as a GSE Reissue or Supplement Request
Includes:
- Credit Report File
- Refresh Report
- Trade Line updates (supplement/alternative credit-no score impact)
- All Repository (Experian, Trans Union, Equifax) Secondary Use Fees
- FNMA/FMAC Reissue Fees
- Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
- Mortgage Preflight and Experian Level One Authentication AS1 Fraud Detection Tool
- FACTA Compliance Service (FCS) Risk Based Pricing Disclosures, certificated compliance and audit protection
- CreditXpert Credit Assure Automatically identifies opportunities to increase borrower FICO scores.
- CreditXpert Credit Radar Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
- FNMA LQI Comparison Report
- Unmerge Borrower (Remove borrower)
- Add Spouse/Co-borrower