Credit Reporting (per applicant)

Includes:

• Credit Report File
• Trade Line Updates/Supplements
• All Repository (Experian, Trans Union and Equifax) Secondary Use Fees
• FNMA/FMAC Reissue Fees
• Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
• Mortgage Preflight and Experian Precise ID Authentication-AS1 Fraud Detection Tool
• FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
• CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
• CreditXpert Credit Radar-Credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools.
• FNMA LQI Comparison report
• Unmerge Borrower (Remove borrower from joint credit report)