Inclusive Per Applicant Model
Credit Reporting (per applicant)
- Credit Report File
- Trade Line Updates/Supplements
- All Repository (Experian, Trans Union and Equifax) Secondary Use Fees
- FNMA/FMAC Reissue Fees
- Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
- Mortgage Preflight and Experian Precise ID Authentication-AS1 Fraud Detection Tool
- FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
- CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
- CreditXpert Credit Radar-Credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools.
- FNMA LQI Comparison report
- Unmerge Borrower (Remove borrower from joint credit report)