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Inclusive Flat Model

Inclusive Flat Model

New Pricing Effective Date is February 1st, 2022*

Credit Reporting (Individual or Joint)

Includes:

  • Credit Report File
  • Trade Line Updates/Supplements
  • All Repository (Experian, Trans Union and Equifax) Secondary Use Fees
  • FNMA/FMAC Reissue Fees
  • Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
  • Mortgage Preflight and Experian Precise ID Authentication-AS1 Fraud Detection Tool
  • FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
  • CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
  • CreditXpert Credit Radar- Credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools.
  • FNMA LQI Comparison Report
  • Unmerge Borrower (Remove borrower)
  • Add Spouse/Co-borrower

2022 Pricing changes for your Inclusive Flat billing model

Individual Tri-Merge report increase:

$3.00

Joint Tri-merge increase:

$3.00

Refresh increase:

$3.00

Joint Refresh increase:

$3.00

Credit Wayfinder increase:

$0.50

What-if Simulator increase:

$0.50

LexisNexis Liens & Judgment reports increase:

$2.50

2022 Pricing changes for your Inclusive Flat billing model

Individual Tri-Merge report increase:

$3.00

Joint Tri-merge increase:

$3.00

Refresh increase:

$3.00

Joint Refresh increase:

$3.00

What-if Simulator increase:

$0.50

Credit Wayfinder increase:

$0.50

LexisNexis Liens & Judgment reports increase:

$2.50