Do the TRID pricing models exclude any costs?

Yes, there are costs that due to Federal regulations cannot be included in TRID pricing. These include services covered under the Credit Repair Organizations Act (CROA) such as credit re-scoring and the costs of certain credit analysis tools including the CreditXpert Credit Analyzer. In addition, any fees charged by creditors to obtain trade line updates, applicable State taxes and rush fees are excluded. A complete list of inclusions and exclusions is provided here.