The Tools, Training
and Support To Help You Close More Loans.
Technologies solutions result in more applications closings, and
referrals. Easy to use, proven technologies, that offer powerful
results for you and your applicants. Simply
put, Credit Technologies will empower your originators to close more loans than
are possible with any other
credit reporting agency.
We've handled many millions of credit transactions for firms large and small, nationwide
since 1990. We do more than simply provide data, our job is
to do whatever is in our capabilities to help you close more loans.
Each month, more than 50,000
consumers visit Credit Technologies, including many that are
searching for a mortgage. We provide direct
referrals of mortgage applicants to our mortgage lender and broker
clients located in their city and state at no cost.
services are available exclusively through our national network of
certified mortgage professionals. If your looking for a mortgage and rescoring services for you personal credit report, please visit our Consumer
Rescore any file without
documentation AND without having to pull a new tri-merge report.
Technologies pioneered credit re-scoring with the launch of
in 1997. After
11 years and tens of thousands of
re-scored files, Score Express is the most successful credit
re-scoring program available.
average score increase on a Score Express file is 20+ points,
(we frequently see increases in excess of 75 points.) On
2/18/2004, a new
re-scoring record was established with a 237
point credit score increase.
other credit reporting agency or credit
repair company has our experience or the ability to
make credit-challenged borrowers your satisfied clients.
the most powerful automated credit score analysis tool
instantly the exact steps to take to improve your borrower’s
credit scores, and know what the credit score change will be before
re-scoring any file.
instantly creates an action plan for credit score improvement plan
that you can provide directly to your borrowers – clearly
defining the steps to take to reach the credit score needed.
changes that seem positive can actually harm your borrowers credit
score (i.e. paying off certain collection
accounts) in seconds CreditXpert will tell you what the credit
score change will be before
the update is completed, then use Score Express to update Trans
Union, Experian and or Equifax for the permanent credit score
Tax Return, W2 Verifications, Bankruptcy, Divorce and Court Documents
Tax return, W2s or 1099s
transcripts delivered in as little as 24 hours.
- Perfect for
those who cannot locate tax documents, or to lessen the documentation burden
on any borrower.
Copies of most public records are
available in hours including bankruptcy, tax and
Valuation Models (AVM)
- An automated appraisal
complete with comp valuations delivered to your desktop in
- A wide variety of highly
accurate programs are available through CoreLogic, Freddie Mac and
Fiserv, Inc.'s Case Shiller Weiss. These
are the same AVM solutions chosen by 20 of the nations leading
banks to deliver fast, statistically accurate home valuations.
- Basic and Life of Loan
Flood zone determinations are a click away. Order and delivery is
completely integrated in our system and delivered in seconds from
anywhere via the Internet including the new
CertMap image that
provide satellite imagery of the subject property and and nearby
special flood hazard areas.
Landlord - Tenant
Simple, online access to a complete
suite of credit reporting services - all delivered in seconds.
Complete criminal records history
including State and Federal records available nationwide.
Easy to read reports customized to
your exact needs including registered sex offender searches, driving
license verifications and driving history , OFAC search ...
Reference Verifications - Prior
landlord and employment verifications delivered in hours.
- Our Tenant Scorecard can
automatically analyze the credit report, criminal record data and
eviction history of an applicant and quickly generate a “pass”,
“fail”, or “conditional” recommendation based on your customized
screening criteria. This will improve decision turnaround time,
reduce delinquency rates, and increase your bottom line margin.
NetPay Electronic Debt Payoff and Report Updating
- A Credit Technologies
allows you to electronically payoff most any
debt appearing on a credit report, and receive the updated credit
report showing the zero balance within 2
hours of your request.
- No more over-nighting payments and hoping the
credit bureau can quickly verify the payoff. NetPay eliminates all
is a revolutionary new tool for pulling and storing credit data
directly from the credit repositories through a simple Internet
connection, and then delivering the data to most any application.
We would like the opportunity to earn your business. Becoming a Credit
Technologies member is fast and easy. Simply
complete and fax the application and required documents. We can
usually get you online in just a few days.
Today, or for more information, call 800.445.4922,
be happy to answer any questions you may have.