Credit Technologies utilizes the latest technology to provide your choice of infiles and tri merge reports in seconds, delivered right to your browser without any software to install or learn. Each credit report is easy to read, fully merged, de-duped and can be customized to your desired layout. All reports are available in both web style (view sample web report) and PDF output formats (view sample PDF report). You can select from any or all of the three national repositories, (Experian, Trans Union and Equifax), with FICO, credit scores. All reports can be analyzed through our built in CreditXpert tools. Order a single infile to prequal your borrower then in seconds add the additional bureaus to create a trimerge report. 

Easy to Read Credit Reports, Designed To Maximize Rescoring Opportunities
Customized credit report layouts allow you to view the credit data any format your prefer. All creditor addresses and phone numbers are included at no cost. Our proprietary systems give you a competitive advantage on every application.

Free Single Bureau Reports
Single bureau credit reports are free when upgraded to any tri-merge credit report.

Unmerge Technology
Add or Remove any borrower, spouse or specific bureau with a single mouse click at no cost.  No need to re-run the whole file just to add or drop an applicant or spouse.

Easy LOS / AUS Integration
No more manually entering of data, with Credit Technologies you can easily order credit through your LOS system. Pull credit from anywhere you have access to the Internet and easily import your credit report and liabilities. There's no software to install or learn. If you can surf the net, you can order your credit reports in seconds.

Instant Mortgage Only Report
One click and you’ve got a report containing only your credit score and the mortgage reference, great for streamline refi’s – best of all it’s free.

Credit Reports Are Interactive
You can quickly view the data behind each tradeline to see exactly what appears on each repository. This is critical when dealing with errors on a file and for determining the best credit rescoring options.

Update Any Tradeline with a Click of Your Mouse
Tradeline updates can be ordered by simply clicking on any tradeline while viewing the report online, or if you prefer – you can always call us toll-free, or fax across any documentation. The status of all requests is updated in real-time.

Customized Billing Options
Powerful administrative features give you complete control over users and in determining how your account billing is handled, Credit Technologies accepts borrower credit card payments for credit reports or use a corporate credit card, or cards for individual loan officers.

All products and services are backed by our highly trained and certified support staff -- within seconds of your call, we will have your report "on screen" and be able to answer any questions you or your client may have.  Join Today, or call us toll-free at 800.445.4922. We'll work hard to help you close more loans.