Close More Loans. Close Loans Others Can't.®
Far more important than what we say - is what our clients say. Here are a just a few of the many thousands of comments received over the years....
"Credit Technologies---SIMPLY the BEST!!!! They
answer the phone, "How can we help you close more loans?" That alone says
how this company is different from any other credit reporting agency! They
stress education for the loan originator. They want to make our jobs easier.
The staff is superb and it shows in their willing and helpful attitude.
They have the training to help you close more loans! They have changed the
credit reporting industry for the BETTER!"
"You guys are like that cell phone commercial, they always walk around with
their network, I feel like I always walk around with Credit Technologies,
you guys are my network. Your service is awesome."
“Every time I call in I hear “how can we help you close more loans”. My
response would be keep hiring people like you and the rest of your team. I
have never called in and not gotten help with the matter at hand. Thank you
“Credit Technologies is truly the “best of the best
“and I sincerely appreciate your efforts. Your smile definitely radiates
through your voice and you come across as empathetic, professional and very
knowledgeable. Congratulations on a job well done."
“I am so impressed with the quality of service I receive from everyone at
Credit Technologies. You have far exceeded my expectations. I cannot
remember a time when I received such professional, efficient and very
personal service. I felt like your only client. I felt like I was calling a
family member. Thank you again.”
“This letter will serve as my appreciation for the awesome customer service
we receive from Credit Technologies. CT exemplifies the highest level of
customer service, which in turn, provides my clients, the results needed in
improving credit scores Thank you for going beyond the call of duty to
ensure that our customers are taken care of beyond their expectations. I
will always use Credit Technologies for my current and future clients."
“Credit Technologies is a pleasure to work with. Your staff truly goes above
and beyond the call of duty and is always willing to help at any time and
with a smile. Everyone is knowledgeable and insightful. I cannot express
what a pleasure it truly is to work with the staff of CT.”
“I Just wanted to share how much we truly appreciate the service we receive from
Credit Technologies. We used another major CRA in the past for all of our
credit reporting needs and have completely switched over everything to
Credit Technologies. This is entirely due to how wonderful you, and all of
the staff I have had contact with at Credit Technologies, have been
towards us. Your service, positive attitudes and willingness to help are
unmatchable. Feel free to let your superiors know that we are extremely
happy with the service we receive.”
“Thanks for your help. I love working with Credit Technologies, your company has
provided the best service of any credit vendor I have ever used. Thanks
“We had a really rush deal yesterday that we needed Alt credit and another supplement done like ASAP. And it was even late in the day, like after 3pm. Credit Technologies was awesome. They understood the problem and went out of their way to make sure that we got what we needed ASAP and we are closing today.”
Love You Guys!!
“I just have to share what just happened with Credit Technologies. I have a buyer who was at a 635 mid score and I needed a minimum of a 680 to go on a NEVA. I did the credit analyzer and the buyer did what I asked her to do, however she had to pay off a lot of debt. After I added up how much it was going to cost to re-score her with two bureaus, it was going to be over $400! I called Credit Technologies and asked for help to minimize this cost. Their customer care representative quickly re-pulled each bureau and they all had gone up quite a bit but still not enough for the loan program. We then took each account that was paid and calculated how many points would be reflected if we did the re-score. It only took three accounts to get me higher than I had hoped for. Therefore, instead of costing my customer over $400, it’s only costing $75! What a difference.
I was just so impressed with this service I had to share it you. This shows
me that Credit Tech truly looks out for the best interest of their clients,
which would be me in this case, therefore allowing me to give the best
service to my customer. This is not the first time they have personally
assisted me in resolving problems or answered questions & just want to give
them a huge “thank you” and tell everyone at MarketStreet that they are the
"I just wanted to take a minute to give special thanks. The staff of Credit
Technologies always goes above and beyond. I cannot ask for a better
“Everyone in customer service has been really great. They really appreciate
the follow through and have never seen anything close to this with other
credit reporting companies. We’ve been able to close 4-5 additional loans so
far, that they may not have been able to do elsewhere – all because of the
way we were able to help them. Keep up the wonderful customer service.“
“Dear Mr. Conwell:
I want to take the time to write you personally. I have been using your company services since the first of this year. I was not very happy when my corporate office told me we must use your company for credit reports. I thought they were too expensive and in the beginning resisted the change from my other service.
Recent changes in the mortgage industry have required an increased use of credit supplements and upgrades. When I call your company, I am always greeted by a very pleasant and knowledgeable person. They help and take care of the issue at hand, always in a timely, professional manner. I usually speak with someone different each time I call, but I am always greeted by a very pleasant, knowledgeable and professional person.
I attended the online training sessions you provide and found them very helpful. I do believe that being able to examine, understand and explain credit reports to the borrower properly will separate those of us who make it through these changing times and those who do not make it.
I want to tell you how impressed I am with your company and your staff. They
are superb! Also, I want to thank you for putting together such a
professional and knowledgeable group of people. In my opinion, you have set
the bar for your industry.”
“We have been ordering 1040 verifications from another source and were told recently to order this verification only from Credit Technologies going forward from that point.
Well, what a pleasure to do this. With the previous company we had to order one for each person on the loan…with CT we can put both names on one sheet. I made copies of the cover sheet to save time…couldn’t do that before. If you made a mistake on the form or forgot to put something in, a CT person called you to let you know. The other company made you wait for 2-3 days and said REJECTED. This was very inconvenient since most of our loans need to get processed and underwritten in a week!!
I was also able to order a W2 on the same form, also using the 4506. CT has made this whole process so much more user friendly and the process is so much faster. When the results come back we get emailed and everything you need is in one email. Again, simpler and more efficient.
Thanks for helping my job go smoother. I’m also training a girl to help out
and the training process is so much better not having to go to several pages
in the ‘system’ and putting your password in 2Xs, etc. etc. etc. All in all,
great process you have going.”
“I just wanted to drop you a note, thanking you for a wonderful job done with a borrower of mine. Before you got here I had a borrower with a 549 middle credit score that we could not do anything with. With help from Credit Technologies, we were able to get rid of some erroneous information that was on her previous credit report and in less than a week we (I should say CT) was able to get her to a 680 middle credit score. She and her fiancé are now buying a residence for $225,000 at a 95% LTV and they are approvable.
I just love calling over there and hearing whoever answers the phone with
that GREAT tag-line “how can I help you close more loans?” I have kept a
copy of the previous credit report as well as the new one just in case no
one believes a credit score can go up 131 points in less than a week.
Again, thanks to you for a job well done.”
“We have been using Credit Technologies for past five years without issue.
The best part with dealing with them has been their customer service. They
are easy to deal with and really do know what they are doing.”
“’I would like to take this opportunity to commend the excellent customer service the staff of Credit Technologies provides to William J Haverly & Associates and our clients. In our business, timing is very crucial. Often the FICO score is the only thing that the lender needs in order to fund the loan. Most essentially, the “right FICO score” is needed. If not perfectly, your team of customer service representatives is able to produce just that. Moreover, their demeanor is very welcoming, pleasant, and friendly. It is a great pleasure and privilege working with such professionals.
Your staff’s sincerity in helping and diligence in finding ways and means to solve the most difficult case is superb, unselfishly, sharing knowledge and secrets of the trade.
Congratulations and Thank You for your excellent customer service!”
“I refuse to use any other credit company even though our bank wants us all
to use a specific one. If anyone could show me this level of customer
service, I would consider it, but they have not so I will not.”
“I wanted to thank you for your help on my file. Monday late morning I
called your office with a mid score of 552 and a rather nasty recent
collection account which was not my clients. By last night, about 30 hours
later I received a mid-score for this client of 611 and the collection was
removed. This loan was dead and now it is alive. Thank you for the knowledge
and the quick work! I did not even ask for a rush.”
"Since we started using Credit Technologies, our loan volume has increased
along with a means of confidence that we now know we are dealing with a
company that truly cares for their clients and are available by MSN
messenger or by email or by phone until 7:30 at night... and sometimes after
hours.. We have enjoyed dealing with your office due to their personality
and their knowledge of their company. I would recommend and I have
recommended many of my competitors and friends to give your company a try,
it would definitely be worth their effort. Thank you again for all that you
do and your staff."
“I want to tell you that after 6 months with Credit Technologies, they have
proven to be everything you said, and then some. The staff has been
extremely helpful, ready to make suggestions and is very prompt with
responses. Thank you for leading me to Credit Technologies.”
is an excellent example of what I learned in the seminar and the benefits of
using CTI. My client had a 618 FICO, we need 620 for best FHA pricing, CTI
re-ran TU thru their score remodeling system and we now have 636 FICO and a
very good loan. This is fantastic!! Feel free to pass it on to my
colleagues. Thank You for recommending them!”
“Thanks for your help. Credit Technologies analysts are the most knowledgeable, solution oriented staff I have ever worked with. You have given my clients more solutions in the past 30 day than I have ever had from any other company. The others we have dealt with are request form fillers and have never offered any constructive advice. I know more than the average bear about credit but you’re the 1st to teach me something that I didn't already know. I currently have 3 files closing that would have been lost without your assistance.
I have a strong reputation with the real-estate agents in the area as the go to guy when their clients have a problem, which is one of the reasons I bug you so often. With the score driven climate we are in now a few points can make a big difference in some wonderful people’s lives. You don't get to hear their responses when their "problem" is fixed, I do. Have you ever seen a grown women cry when your able to approve her for a home loan? I have, and more than once. The service you provide makes a difference and in a very short time you have become a indispensable resource. My clients think I am amazing and I just say "you’re welcome", I don't tell about Credit Technologies, but I want the CT team to know I know.
I am obnoxious but I am grateful for your patience and problem solving
attitude. I'm excited about what’s going to happen to my income this year. I
promise to log on to your website and explore it so a can get some answerers
myself. When you ask “How can I help you close more loans?" you appear to
“I am having a wonderful day. First, because I found your company. Second because you are ALL SO WONDERFUL. Amazing service and wonderful attitude. I loved talking to everyone.
"Thanks for such terrific service.“
“I appreciate your time. I will never use anyone besides Credit
Technologies. You guys are great!”
“To whom it may concern. I started to working with Credit Technologies a few months ago. We had a credit report that had some tax liens on it that were cleared per my borrower. Of course, we ordered a credit supplement for the credit report to have TU report them as satisfied or not his. After getting the supplement back we were able to remove all but one 56K tax lien from the state of NJ. MY borrower insisted that this was taken care of over 15 years ago. Either way we were not able to remove the item and thus the loan was denied for the tax lien being on the report and not satisfied.
What separated Credit Technologies was not the effort shown trying to get this off this credit report - It was that he called me last week over 45 days since I last spoke with him just to inform me that the Tax Lien was removed by Trans Union and it was no longer on his credit. By him following up and not treating me as another number he has allowed me to get this started again with the bank and made my customer VERY happy, now that he can get rid of his 1 year ARM that he had to get.
Thanks to Credit Technologies - your motto "how can I help you close more
loans" became a reality. Great Job, Thanks!”
"Thank you so much for all of your hard work and effort. I am pleased to let
you know that we have gotten the loan approved and thanks to you we have our
house. If it would have taken one more hour, they would have gone with their
second offer and we would have been out of luck. You are awesome. Thanks
again and have a great day!"
"I would like to let you know how extremely pleased we are with Credit Technologies.
We needed 3 supplements for a client who was due to close on a purchase the
next day and we were unable to obtain a VOM from their current lender. CT
was able to obtain the needed references within 1 hr and we were able to
close the next day. I had some pretty happy clients. Thank you very much."
"I want to take the time and personally thank the Credit Technologies team. Your customer service, knowledge regarding credit, and demeanor with respect to your business has helped me, "close more loans."
Customers have thanked me a great many of time for helping them finance
their home. With the many thanks I have received, I give the same to you.
Thanks for everything"
Technologies has been unbelievably helpful. We just recently switched and
although the answer we receive might not always be the answer he hoped for,
we always receive the correct answer. We previously used another CRA and
was very dissatisfied with their service – We think Credit Technologies is
“I wanted to take the time to commend the staff of Credit Technologies who
just helped me save a deal. Because of your patience and knowledge of how
credit works I was able to make a deal happen which was going down the drain
very fast. I was able to save my customer thousands of dollars in interest
payments because of your service. Credit Technologies is an asset to my
company. Thanks for all your the help.”
am contacting you to inform you that I feel you have been such an asset to
me in more ways than I can express. You have been expedient in your
responses; you have gone above & beyond the call of duty when needed. Credit
Technologies is a wonderful asset to our company. Thank you again!”
“Thank you so much for your assistance. At first I was apprehensive to follow your advice, because I felt no one could be as skilled or knowledgeable in the area of credit scoring. But after speaking and working with customer care today, I feel I just doubled my client’s chances to get a better mortgage rate and terms and to close more loans.
Credit Technologies not only knew exactly what to do to improve on my clients circumstances, but they made me feel as if I knew also. I had to confess to, anything I know about credit I learned from Credit Technologies.
I want you to know, I am so delighted I am not working with our prior CRA any longer. I only wish I had known a credit firm like Credit Technologies existed 4 years ago. Then all my credit poor clients would have received the best help possible to improve their future and I would have closed more loans.
Thank you both for the superior job you are doing, to help my mortgage
applicants improve their quality of life”
"Thanks for your kindness"
"Thanks so much for you quick response"
"I have had much success working with you on my files"
"Thank You - You are so fast"
"The staff at Credit Technologies has been incredibly nice and helpful"
"Man your fast!" and "Thanks a bunch!"
“I recently asked for some tax documentation and I would just like to
express my appreciation. It was urgently needed and was sent in a very
timely manner. You guys are life savers!”
"The Credit Technologies staff is the best"
"Thank you for all your help" – CT does a great job."
"A big thank you, you are awesome. I love working with Credit Technologies!"
"Thank you! Credit Technologies is the best!"
"I just wanted to say THANK YOU for working so hard on my reports. Sometimes
I forget to say that and it really is appreciated"
"Thank you for the great and friendly service"
"I am in love with you guys, everyone I have spoken to is awesome and
"Customer Service- Perfect as usual!"
staff you did a masterful job this morning....we were so under the gun to
meet an 11:00 am closing. You saved us.....as usual and we really appreciate
your hard work – Thanks!"
"Thank you so much for your efforts –
we appreciate it!"
“Thank you for the awesome service you provide. As we gain experience with
Score Express, we’re able to close loans that we simply couldn't before.”
"Thank you for all your help. The loan will close and fund on time because
of your help!"
"Thank you for all your help - We really appreciate the fast response.”
“Thank you for the awesome customer serve you provide.”
“Your staff is Incredible!"
“Thank you for so much for the help you provide on every call"
"Thank you for responding so quickly to our requests."
my gosh, the staff of Credit Technologies is awesome! I really thought this
one was going to be a huge battle! Thank you so much for all your help."
“Thank you so much for correcting my billing issue. I really appreciate your
prompt response and your great customer service – especially from an
“Everyone at Credit Technologies does an excellent job and we are very happy
with the serve we receive.”
you so much for your wonderful customer service –I got me exactly what I
needed as promised in a very timely manner. I Love doing business with you
“Thank You! I love your customer service!”
“Thanks for your mental acuity and personal customer service. It’s good to
have you Credit Technologies working on this with me. Thanks Again.”
“I value my relationship with Credit Technologies and thank you for that
personal service we receive. Credit Technologies "rocks" when it comes to
“I have been in the mortgage industry for 10 years; most of my time has been
spent on the wholesale side and I recently transitioned to retail to
originate loans. The information provided was invaluable in helping me shoot
down the misconceptions with "credit repair", clearing the "fog" of FICO,
the kiss of death and all the advantages of properly educating my clients. I
also was amazed at the tools and resourced provided by CTI with Credit
Assure, Credit Analyzer and the What If Simulator - THIS ROCKS!!!!!!!!!!
Keep up the great work in helping better educate the loan origination
community with the truth from about Fair Credit Reporting and helping build
the "trusted advisor" title so desperately needed in today's market.”
“We are very lucky have you guys. Everyone so far has been so helpful and
just did my first Score Remodel with Credit Technologies and the TU score
(middle score as well) went up 20 points and is now a 584 and I will be able
to take this client FHA for her purchase!! The call only took 3 minutes from
start to finish. Once the call was done I was able to reprint the credit
report (with the updated score) right away.”
rock! Thank-you! I still am trying to figure out the other one that I
needed, but I am in an “end of the month” daze & cannot shake it yet! You
guys are great – Thank you again for ALL of your help!”
believe Credit Technologies is going to be a key tool in closing more loans
as they have a very aggressive rescore system. We recently had a borrower
that had a 543, 560, and 571 and had them pay down a credit card. In a
matter of a few days the rescore was completed and they now have a 554,623,
and a 638! That’s a 63 point increase to the mid score in about a week that
would have been no deal had it not been for the rescore!”
“Just wanted to relay another “Feel – Good” regarding your accounting department. We had 2 bills, for a report where we helped a borrower improve their score by 131 points that we wanted to pay on 1 bill. Your accounting department took the time to help us resolve what I’m sure seemed an insignificant issue.
We really appreciate the personal
service we receive from Credit Technologies. Thank you.”
“Please thank everyone in the Customer Care department, you are all great to
work with – The best I have worked with thus far!”
“I have been very impressed with the customer service and turn times we
receive. Your fast responsiveness means the difference between hitting and
missing a deadline. I will definitely recommend you to coworkers.”
“While their pricing is very good, the important thing are the scores. They
average 10 to 15 points higher than either of the other 2 bureaus we have
used. Also the have the ability to review alternate FICO scoring models and
have seen increases as much as 40 points in minutes. I can also re-issue the
credit through all my lenders and Fannie and Freddie web sites. This really
is a great thing. I have 6 files that I could not do and because of them I
can do them now. I don't usually put the word out about another company but
this is one that should be acknowledged.”
“This is just our sincere thanks to you for being so
patient with us and for such quick response to our request. You came through
within the advertised time frame. I will recommend your company to everyone.
“Thanks again for the fantastic support and customer service. Without all of
your help I would not have been able to close this transaction in a timely
manner.” Your hard work is appreciated!”
“You all have been doing a great job in helping my customers and it’s a
great asset to have such quick quality service. I take an application and
am instantly able to assist my borrowers in understanding and often
improving their credit. You are the best and have made my life easier.”
“Thanks again! My client received 95% ltv on his purchase! He previously had
80% ltv. The few points really helped. Thanks again for your help!”
“’Credit Technologies is awesome! Thanks for getting us signed up with
client told us that he had used another major CRA for years, but he says
Credit Technologies is much more user friendly and he has been very
impressed with us so far; and this was after a Score Express returned
unfavorable results for his consumer.”
“We have been using them for credit reports in Virginia Beach for about 3
months now and they are defiantly better than our last CRA.”
“I appreciate your help in getting my customer's scores up. She is now going
to be able to refinance her loan and get a fixed rate. Plus it will save her
monthly. I like people who go "above and beyond" for my customers!”
“All is going really great! I'm so glad we got setup with you guys! Credit
Tech customer service and services are by far the best! Keep up the good
“I went thru the Mortgage Alchemy class and am thoroughly impressed with the
level of service Credit Technologies provides.”
“When I called in, it took maybe 3 minutes to have my borrowers mid credit score go from 537 to “563”.
All I needed was the score to go up to 540, to make my deal work. I would
make sure everyone in the company is here on Tuesday for the training. 1
point will make or break a deal in the current market we are in.”
“Credit Technologies is a critical part of our team.”
“I just wanted to say Thank You for the wonderful service we are receiving.”