Credit Technologies provides online access to the
AVM reports used by top mortgage lenders, appraisers, Realtors®
and attorneys nationwide including
Freddie Mac's Home Value Estimator (HVE), First American CoreLogic HPA, PASS and
Fiserv, Inc.'s Case Shiller Weiss CASA AVMs - All delivered in seconds at a
fraction of the cost of a traditional appraisal.
View a sample AVM report
"The May 1st implementation of the Home Valuation Code of
Conduct (HVCC) severely restricts
broker access to appraisers and comp checks making access to
quality AVMS critical for all originators."
Click here to learn more
You can configure your request to "cascade"
through all available AVM models and In the rare instance that insufficient data exists on the
subject property for the creation of an AVM, there is no charge.
Ordering is easy - First,
if you're not already a member -
Set Up Your Free Account. Once your account is established (about 24
hours) you'll be able to obtain your AVM reports online in seconds.
Just need a single AVM? No need to open an
account, Just click here
Freddie Mac’s Home Value Explorer®
Home Value Explorer (HVE) is an AVM
that generates a property estimate within seconds. HVE streamlines the
collateral valuation process and saves lenders and consumers hundreds of
dollars on every transaction. HVE has extensive coverage and is one of
the most precise AVMs available. In nationwide tests conducted by large
wholesale lenders, HVE consistently performs at the top in the areas of
coverage, accuracy, and reliability.
HVE actually encompasses several models rolled
into a single product, for one low cost. When you use HVE you benefit
from Freddie Mac's unique proprietary algorithm that blends multiple
model estimates returned by the repeat sales model and the hedonic
model. Home Value Explorer® (HVE) is a Freddie Mac
Automated Valuation Model (AVM) tool that simplifies the mortgage
process by streamlining the collateral valuation cycle. For over 15
years Freddie Mac has effectively employed AVMs internally for its own
risk and portfolio management. AVMs have become an integral part of
today's mortgage market and AVM technology has advanced the world of
automated valuation services from novelty to necessity.
View a Sample HVE Report
HPA (Home Price Analyzer)
HPA is a hybrid automated valuation
model (AVM) known throughout the industry for generating immediate and
reliable residential property valuations with superior coverage. HPA
searches from over 200 million historical residential sales records
using three independent methods: Hedonic, Location Based, and Index
- HPA Provides Advanced Business
- Full address details and property type
- Current property value and distressed
- Most recent purchase data, including
purchase date and price, owner name, original loan amount and
original lender name
- Refinance and second loan amounts, dates
and lender names
- Prior sales date, sale price and owner
Confidence score and valuations graph
- Year built, APN and square footage
Information on at least three proximal properties within the
- County median sale price Area price trends
View a Sample CoreLogic HPA Report
Provides current market value
estimations in online, real-time fashion for residential properties.
These valuations are suitable for use in a variety of contexts from loan
origination to secondary marketing and loan servicing.
PASS® combines two independent
valuation systems coupled with continuous blind testing to deliver
greater accuracy and hit rate. The result is an AVM that outperforms
traditional single source models. Paired with the largest online
property and ownership database in the nation, PASS uses a hedonic model
that incorporates property characteristics that are combined with
appraisal logic and price-time indexing to arrive at an accurate and
reliable property valuation.
The Most Current and Accurate Real Estate
Information First American CoreLogic updates its database daily with the
latest property sales and financing transactions, tax ownership,
assessment rolls and property characteristic data. Get current sales
comparable listings and access the latest tax assessment information on
residential and non-residential properties across the U.S. Rigorous Due
Diligence Based upon hundreds of thousands of observations of continuous
blind testing, PASS incorporates a highly accurate neural scoring system
that adapts to changing market conditions. Superior Coverage PASS
coverage includes over 970 counties. Our nationwide coverage extends to
more than 97% of all U.S. transactions.
View a Sample CoreLogic PASS Report
Fiserv, Inc.'s Case Shiller Weiss CASA provides AVM services to eight of the nation's top ten banks,
delivering fast, statistically accurate home valuations. These
leading institutions, and many others, trust CASA for applications that
include appraisal substitution, collateral scoring, customer retention,
appraisal QC, direct marketing, collections and loss mitigation,
portfolio due diligence and more.
CASA leverages a very large, meticulously filtered property records
database and multiple, market-specific analytic approaches to estimate
current market values for individual residential properties.
While the algorithms that comprise this unique system use several
inputs that an appraiser does - for example, comparable sales, home
characteristics and time adjustments - CASA does not emulate the
traditional appraisal process. Rather, CASA is engineered and
continuously calibrated to be the optimal, fully-automated property
valuation solution for meeting lenders' rapidly evolving needs.
a sample CASA Report
For more information, or to access AVM through your Credit Technologies account, simply
call 800.445.4922 - it takes only seconds to activate AVM access your